Mortgage payment calculator

Q: When does PMI apply?

We add PMI automatically when the down payment is under 20%, using an adjustable annual rate.

Q: Can I use it for investment properties?

Yes. Just set your rate and down payment accordingly.

Principal, interest, taxes, insurance, PMI and HOA, broken down so a buyer can actually read it.

Free. Every result downloads as a branded PDF, with your own name and headshot once you create a free Basic account. On Techy Broker team? Every tool is 50% off.

The home

Home price

$100,000$2,500,000

Down payment (%)

0%50%

$100,000 down · loan amount $400,000

The loan

Interest rate (%)

2%10%

Carrying costs

Property tax rate

Insurance / yr

HOA / mo

PMI rateif < 20% down

Estimated monthly payment

$3,137

Total interest over 30 years: $510,178

Principal & interest$2,528
Property tax$458
Insurance$150

Loan balance over time

Good questions

When does PMI apply?+

We add PMI automatically when the down payment is under 20%, using an adjustable annual rate.

Can I use it for investment properties?+

Yes. Just set your rate and down payment accordingly.

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